Free guide · BIT-LM-03

Startup funding 2026: Germany and NRW

More than 20 programmes checked, with deadlines until 2027 and a map by phase: scholarships before founding, grants and the research allowance, development loans and guarantees, and equity from business angels and public funds.

  • 10 pages
  • PDF, 0.6 MB
  • Updated 15 October 2026
  • PDF in German
  • GDPREU data protection by design
  • Made in GermanyEngineered in Düsseldorf
Cover of the guide: Startup funding 2026: Germany and NRW

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What's inside

10 pages you can work with

  1. Nineteen programmes on one page, sorted by type of money, each with its maximum amount.
  2. Scholarships before founding: EXIST, Gründungsstipendium.NRW and the start-up grant, and why the order matters.
  3. Grants and tax benefits after founding, including the research allowance of up to €4.2 million a year for SMEs.
  4. Development loans and guarantees from KfW, NRW.BANK and the Bürgschaftsbank, and how a business angel, INVEST and NRW.SeedCap work together.
  5. Four typical funding paths, the rules on combining programmes and the deadlines until the end of 2027.

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Who it's for

Written for the people who decide

Founders and young companies based in North Rhine-Westphalia.

Language
German. The guides are written for the DACH market; this page is a summary in English.
Format
PDF, 10 pages, 0.6 MB.
From
Bespoke IT Consultants, Düsseldorf. Sources are listed in the guide.
Related service
Startups

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